Settlement Funding is the purchasing of Settlement type payments by a company. This is beneficial because Settlement Funding can garner an individual a lump sum of cash as opposed to the smaller structured payments they may be receiving. However the lump sum will be a percentage of the total value of the total settlement, not the entire amount. Companies will purchase just one of the payments or the entire Settlement. The amount you receive is based upon the total value of the Structured Settlement factored with interest rates and length of time you are to receive payments. Be aware that there are many companies that deal with Settlement Funding and therefore you may find a wide range of terms for your Settlement Funding. Shop around it can be well worth your while.